For example, the character above has zero gold, 40 silver, and 49 copper. There is also a currency called “destiny points” that we’ll discuss later and deals with monster play. As far as the denominations go, 100 copper is equal to 1 silver, but 1000 silver is required for 1 gold. Kind of odd we think, but that’s the way it is none the less.
There are a wide variety of ways to aquire lotro golds in the game, the most obvious is to complete quests and sell off what you have looted from various creatures. To sell your items to a vendor (npc - non playing character) you simply talk to them and go to “sell” as seen below.
Various vendors have items for sale but will also buy yours from you. As you can see in the diagram above, the character can sell a wide variety of items and get more money from them. They can in turn spend that money on items from a vendor or auction house.
Other ways to build wealth include crafting various items and selling them to vendors or on the auction house to other players.